Save some money today

We live in a society that, for the most part, operates on instant gratification. While most strategies tied to money are long haul, long run types of payoffs, I thought it would be interesting to list several things, 21 to be exact, that could save you money right away.

There’s nothing groundbreaking below and this list is nowhere near all inclusive. When I started to document my 5 Frugal Things recently I noticed that there are tons of everyday things that were often overlooked as being frugal. I’ve come to find, in our lives at least, that taking a few frugal minutes to think about what we are doing and consuming can make a big difference.

When I’m brushing my teeth, do I really need that big of a blob? Or will a small blob do the job? Ha! I’m totally going to use that phrase when instructing Little Daisy to brush her teeth,

“A small blob will do the job!”

🙂 Anyways…

  1. Make your coffee at home. (Or if you’re lucky like me, free coffee and tea at work!)
  2. Eat breakfast at home.
  3. Plan ahead. For everything. Plan your meals, your money, and your time.
  4. If you work out of the home, pack your lunch.
  5. Stop purchasing bottled water.
  6. Are you renting a modem through your wireless internet provider? We were paying $11/month for modem rental. After speaking to some tech-savvy friends (because Mr. Daisy and I are not tech-savvy), we purchased a modem at a big box store for $75. No more rental fees, and the modem paid for itself in 7 months.
  7. Actually read through your bills. Don’t just skim and assume everything is accurate.
  8. Water down your drinks. I dilute my Little Daisy’s apple and orange juice. She has no idea, and I can make one jug of juice last an entire month!
  9. Make Brinner – breakfast for dinner!
  10. Phase out the use of paper products in your home.
  11. Make your own seasonings rather than buying packets.
  12. Call your cable company to see if there are any discounts you qualify for. Or cancel cable altogether.
  13. Call your cell phone provider, home insurance, vehicle insurance, and rental insurance companies and do the same as above.
  14. Buy dryer balls for less than $5 and stop buying dryer sheets.
  15. Unplug anything you are not using.
  16. Reduce the amount of single serve food items you purchase. (i.e. lunch size bags of chips, snack packs)
  17. Re-use your Ziploc bags.
  18. Recycle. It will cut down on your trash costs and reduce the likelihood that your child’s future home will be built on top of a landfill.
  19. Use less of everything. Shampoo, laundry detergent, dish soap, body soap, toothpaste. A little bit of pretty much everything goes a long way.
  20. Make your own laundry detergent.
  21. Use the library for books, movies, and magazines.

Like I said, nothing groundbreaking. Each of these 21 things is relatively effortless. If only half of them became a habit, you will see the savings add up as I have.

If thoroughly checking your bills and invoices becomes in an ingrained habit, I guarantee that you will catch a mistake that ends up saving you money.

If you make breakfast for dinner at lease one night each week, you will feed your family for pennies on the dollar.

If it becomes a habit to take a few seconds and rinse out Ziploc bags, you will save yourself the $4 each month (of few times each month) purchasing them.

A few small tweaks in habits and our daily lives can really make a difference!

What are some every day, instant savings things that you do? What would you add to the list?

What We Spent | What We Ate

This week did not go as planned whatsoever. The good news though is that we only spent $33.65 at Aldi! I’m over my goal of $20/week that I talked about HERE, but $33 is a win in my book! Even better news is that I am not going to need to spend more than $5 on groceries this week. We just need some bread and milk, and we’ll be good to go.

On Sunday, I made a beef and rice taco recipe based off of one from DAILY DOSE OF PEPPER. Rather than baking it, I just made the beef and rice on the stovetop and combined.  I had them over nachos while Mr. Daisy had it in a burrito, and Little Daisy just ate it with ketchup. We served some homemade apple sauce on the side.

Beef and rice taco filling

I also made some banana blueberry muffins to use up the fruit before they went bad

Monday is ballet night, we all had something quick and different. Little Daisy and I had some sandwiches and fruit, while Mr. Daisy made a chicken patty…I think.

Tuesday is my Frugal Fail of that week that I talked about HERE. Convenience trumped frugality this day.

Wednesday we spent the evening at my family’s farm. It’s calving season so all hands are on deck. It was pretty amazing to watch Little Daisy experience seeing a freshly newborn calf for the first time. We ate dinner in the barn, a roast beef made by my stepmom.  It might sound icky to some, but it’s life for us.

On Thursday, my in-laws invited us out to dinner at a new restaurant in town and it was DELICIOUS. It is a small, family owned place where all of the food is homemade each day. Nothing premade and reheated. We will definitely be eating there again!

I have some lunch meat to use up, so I’m thinking paninis tonight with homemade applesauce for dinner.

What was your week in food like? I’d love to hear about it

*I am attempting to grow my blog audience to foster a community of like minded people to engage in thoughtful and fun conversation.  If you like what you read, please consider sharing this post over social media, it would be greatly appreciated!*

5 Frugal Things

Much like a budget, a food journal or a gratitude journal, I believe that recording and acknowledging your frugal successes (and maybe some failures) is a necessity when you are embarking on a frugality adventure like myself. I first came across 5 Frugal Things on THE FRUGAL GIRL who came across it on THE NON-CONSUMERADVOCATE.COM and I’ve been hooked since.

I received an email letting me know that I made a sale on Half.com for $40. I had completely forgot that I listed an old textbook months ago just to see what it would bring. That was a nice surprise email 🙂

I coupled some coupons with rewards at Kohl’s and got the following items for less than $10 out of pocket:

These will be stocking stuffers for Mr. Daisy and Little Daisy next year.

I am really excited about this find! I’ve been looking for a wreath for the last two years, finally found one at the right price and in the right condition!

I’m not sure why this is sideways, but this is also something I’ve been on the lookout for!

I am finishing up entering items for the large children’s consignment sale coming up in our area. It’s a win-win situation; I get to purge our items while making a little cash and purchase secondhand summer clothing for Little Daisy.

I found some change while cleaning out my car, $2.55 worth!

I drank the free coffee at work, got some free laundry detergent with coupons at a drug store, and stayed under budget with groceries and spending money.

I have almost convinced Mr. Daisy to cut the cord with cable. We purchased a Roku with Christmas money and are definitely loving it. The only reason we are keeping cable currently is to be able to watch our beloved Cavs and Indians. (This might give away the area we’re in 🙂 ) Our cable price is relatively cheap, $60 through our local co-op. $60 for a few sports games, though? Not worth it. I’m researching other options like an NBA subscription, but they’ve blacked out the Cavs games. Go figure. Once I find a viable, cheaper option though, we will finally cut the cable cord!

Frugal Fail

I posted HERE about how my family alternates cooking dinner on Tuesdays. Well, this week was my Tuesday. I had planned to make baked spaghetti on Monday night, but it just didn’t happen. So, I swung through KFC after work to take to my grandpa’s. Not frugal.

But for a mom, there are times that convenience trumps frugality.

Tuesday was one of those times.

How frugal has your week been?

2 ways we are teaching manners to our toddler

As soon as they placed an 8 pound bald little human with huge dark brown eyes in my arms, I quickly became aware of the weight that is present to protect and raise a well-adjusted, functioning, polite, kind, strong, smart, and confident little person.

I find myself laying in bed each night rehashing the day and wondering if I was a good mom. Sure, my kid was fed, well hydrated, sheltered, clothed, bathed, and played to her little heart’s content. But, what did I teach her? What did she learn from me? Was I kind? Did I yell? Did she feel loved? Did she go to sleep happy?

While I’m not a child behavior expert and I’ve not read any “How To” books on raising my child, here are two ways in which I am teaching manners to our 3 year old (that is working…so far):

Setting a good example

My dad is your typical middle-class, blue collar farmer. Stoic, hard working, and strong. He instilled a distinct work ethic and respect in my siblings and I from an early age. He didn’t beat it into our heads or have to tell us day in and day out to use our manners.

He simply led by example. 

We watched him treat the land we lived on, the animals we raised, and the people we met with kindness and respect. What made an even bigger impact than watching how he carried himself, was watching how people reacted to him. He was and still is a very well-respected man in our small rural community. As a child, you already think that your Daddy hangs the moon. But to witness every person you meet hold him in the same regard left a monumental mark on our lives.

We were involved in 4H growing up (it’s where I met my husband!). We raised and showed livestock, mostly cattle. If my dad came down to the barn and we forgot to feed our animals, we didn’t get dinner that night. If their water was empty or dirty, we didn’t get to drink the rest of the evening. If their pen was messy or we forgot to put down straw, you guessed it. We got to sleep on the floor that night.

My husband and I do our very best each and every day to carry out our lives in a manner that we would want our daughter to.

We are not perfect. I have a potty mouth. I’m completely guilty of calling a driver a not-so-PG name when they pull out in front of me.

But I’ve learned, at least in our experience, that our daughter listens with her eyes a whole heck of a lot more than her ears. 

My father-in-law often uses a phrase that makes me cringe. “Do as I say, not as I do.”  It is meant to be a light-hearted and nonchalant expression, but I wonder how often he used it when my husband was young and how confusing it must have been.

As parents, we are charged with teaching and preparing our children for the world. The foundation of their disposition and personality begins with us the moment they are born. How can I tell my daughter that a certain behavior or action is not the right/moral/healthy/etc. thing to do when I do it myself?

We treat her with respect

This does not mean that we coddle, cave, or don’t ever tell our daughter no. It simply means that we treat our daughter the way we would want her to treat her friends, family, and strangers. By using words like please, thank you, and you’re welcome with her as part of our daily conversations, these words are instilled in her vocabulary and become mainstays.

Rather than saying, “Little Daisy, pick up your toys.”, we say something like, “Little Daisy, will you please pick up your toys?”. Or, “Will you please help me feed the dogs?” instead of “Come help me, now!”.

As adults, we respond more positively to someone that uses manners with us. Why would it be different for a toddler? 

Remember what I said about toddlers listening with their eyes instead of their ears?

It makes using your manners with toddlers difficult at times, and it takes a great deal of patience. Something that I do not have a great deal of. If I am in another room, I find it more effective to call her name first in order to get her attention and ask her to please come here. Then proceed to say what I was going to say. In our household, hollering orders across rooms does not work so well.

Getting down to eye level with her, being calm and treating her with respect is what she reacts to. 

At least most of the time. She’s a toddler. And I’m hoping every day that all of this doesn’t fly out the window when she is a raging hormonal 13 year old Belieber or whatever it will be in 10 years.

 

Here are some books that are in our home library about manners (click the title to be taken to a description):

Get Dressed Max and Millie

Do Nice Be Kind Spread Happy

 

 

If you have children, how are you instilling manners?

 

I am attempting to grow this blog and foster a community of like-minded individuals that will engage in fun and enlightening conversation.

If you would share this blog post over social media, it would be much appreciated! 🙂 

 

A weekend with the Daisies

Happy Monday!

Can you believe that we will be springing the clocks forward this weekend? (And also changing smoke alarm batteries 🙂 )

Little Daisy spent the night Saturday with my mom, so Mr. Daisy and I went out for a much needed date night. In frugal fashion, we used a $100 Visa gift card from my Dad and went to a lovely sushi dinner.  We followed this up with a movie used a gift card to see “Logan” (which was really, really good). No money out of our pocket other than gas money!

We spent Sunday meandering around outside doing some odds and ends, I went grocery shopping for the week, cooked at home, and made some delicious blueberry banana muffins to avoid food waste.

Spring is starting to peak through at the Daisy homestead…

Tulip starts

More tulip starts

Little Daisy helping pick up sticks

…this happened quite a bit 🙂 

I did some work in our tomato garden

Mr. Daisy did some honey-do wood working for me

I am SO excited to see this when it’s finished! 

How was your weekend? Did you do any frugal things?

What We Spent & What We Ate

I am still working out kinks in the blog’s design, specifically with links showing up in a different text color. All CAPS denotes a link. Thanks 🙂 

I apologize for the few days of radio silence. I am a scientist in the food, beverage, and nutritional supplement industry and attended a Food Industry Summit for my state.

I’m taking a page out of the book from Kristen over at THE FRUGAL GIRL because I love this installment of her blog so much. I really enjoy seeing what other people are eating while living on a budget and what they’re spending. Maybe you’re curious too?

What We Spent

Food spending in March is $0 so far 🙂

Remember the $155 GROCERY TRIP from when I mistakenly took Mr. Daisy and Little Daisy grocery shopping with me?

Well that was in February, so I’m counting it as February spending. 3 days into March and we are $0…woo hoo!

What We Ate

I don’t have photos of my meals, I need to remember that for next week!

Monday is ballet night so we have a quick, snack-y dinner. Little Daisy and I had peanut butter and jelly sandwiches, apples and grapes, and yogurt to dip the fruit in. Mr. Daisy threw a chicken patty in the oven when we got home. After bath time, we had some delicious Halo Top ice cream.

Tuesday is family dinner at my grandpa’s. We alternate who cooks and bring it to my grandfather’s house for a lovely, weekly family dinner! This week, my mom brought some of my step-dad’s delicious goulash while I brought some french bread and cookies.

Wednesday was a Chicken Stroganoff from Cooking Light magazine. This is a new recipe, and you guys, it was awful. Edible, but awful. And bland. I am struggling to get through the leftovers because I refuse to throw them away. At the industry conference I attended this week, we learned that 1.8 billion tons of food is lost or wasted in the world. That is enough food for a 2000 calorie diet for every single person every single day (according to the representative from the NIFA branch of the USDA that was speaking). So, I am taking one for the team, dousing this stuff in hot sauce, and consuming it all.

Thursday was some homegrown T-bone steaks from my family farm, buttered noodles, roasted carrots and asparagus, and some toasted french bread. It was filling and delicious.

Friday is bowling night. Usually we throw something together quickly like grilled cheese or tuna sandwiches, but Mr. Daisy is still on a shortened work week due to the cold weather (four 10 hour days) and is off work today. He is planning to make some spaghetti with venison meatballs (venison that we harvested this year) and homemade spaghetti sauce from our garden last summer. What makes it even more delicious than it already is is that I don’t have to cook it 🙂

What did you have to eat this week and how much did you spend on it? Leave me a note in the comments! 

Our Monthly Budget with Real Numbers

 

Happy March y’all!

Today’s the day.

 I am going to share our real budget with real numbers.

Before I get started, please remember that our budget fits our life. There is no one size fits all budget, and our priorities may be different than yours.

For example, we budget $100 each month for our dogs, while some people may scoff at that. Their health and happiness is a priority to us, so we put our money where our priorities are, and you should too. You may enjoy eating out at restaurants, while that is not something we do on the regular.

So, be nice and don’t judge. No judging allowed 

Each month, we budget down to zero and tell our money what to do. I am paid once per month on the 28th, which I LOVE. I love having all of that money at the beginning of the month to work with. My husband is paid weekly. We are still in our debt free journey, therefore, we are not living on last month’s paycheck like so many financial gurus tell you to do. Sure, it’s a goal. It’s just not the reality right now.

Obvious disclaimer: I’m not a finance expert.

{I’m just a girl in debt, trying to be a girl not in debt.}

Here’s a quick rundown on how I create our budget each month:

  1. Calculate our total income
  2. Budget our Fixed Expenses (Living, Debt, Miscellaneous)
  3. Calculate our balance after Fixed Expenses
  4. Budget our Variable Expenses
  5. Calculate our balance after Variable Expenses
  6. The balance from step 5 is then either put into savings or on debt, depending on our plan for the month.

So, here lies our plan for March. Notice, it is a plan. Things will happen, because…well…Murphy. First, a detailed paragraph form of our budget. I will follow it up with a spreadsheet for all of my spreadsheet lovers out there. No shame, I’m one of them.

INCOME – after taxes

Mrs. Daisy: $3931.88

  • The above amount is my take home pay after 401k contribution, taxes, and health care.
  • Here is the breakdown:
    • $55.34 for dental
    • $51.23 for short term disability
    • $100.00 direct deposited in our HSA account
    • $160.68 to 401(k)

Mr. Daisy: $2808.80

  • Mr. Daisy works as a heavy equipment operator. The number reflected here is his base hourly pay with no overtime. Now that Spring is starting to peek in a little bit, he will be getting more and more overtime. I will reflect that, if any, in the end of the month recap.

Total Income: $6740.68

___________________________________________________________________________

FIXED EXPENSES

Living

Rent: $450.00

*We are lucky enough to be renting a house owned by my in-laws. They are extremely generous with the rent amount

Utilities: $350.00

*The city we live in operates on a co-op. Our electric, wireless Internet, cable, trash, water, and sewage is all included on one bill.

Gas: $70.00

Cell phones: $120.00

*I am researching alternatives in this area. The area I live in is notorious for spotty service when you veer away from Verizon.

Car Insurance: $123.00

Total Fixed Living Expenses:  $1113.00

Debt

Student Loans: $ 846.11

Consumer Debt: $334.21

Personal Loan: $137.40

Vehicles: $699.47

Total Debt Payments: $2017.19

Miscellaneous

Daycare: $540.00

Subscriptions: $38.00

*Hulu, Netflix, Amazon Prime, Kindle Unlimited. We may cancel Hulu, our Roku picks up pretty much everything we care about on Hulu.

Total Miscellaneous Fixed Expenses: $578.00

TOTAL FIXED EXPENSES: $3708.19

Total Income: $6740.00

Total Fixed Expenses: $3708.00

Left to Budget: $3032.00

_______________________________________________________________________

Variable Expenses

Groceries: $225.00 or 56.25/week

Pets: $100.00

*This includes their food and preventive care

Household Miscellaneous: $50.00

*Repairs, décor, etc.

Fuel: $300.00

Entertainment: $120.00

*This includes my bowling budget. Yes, I’m a bowling nerd.

Spending Cash: $320.00

*My husband and I each get $40 in cash as spending money per week. I usually spend it, my husband on the other hand, tends to save it up and splurge on himself (or Little Daisy and I) every few months.

Little Daisy: $50

*Clothes, ballet, anything else she may end up needing

Oh $hit: $150.00

*A buffer I like to leave in the checking account in case of a little emergency or unexpected expense.

Total Variable Expenses: $1315.00

Balance from above: $3032.00

Total Variable Expenses: $1315

Remaining Income: $1717.00

Here is a link to a .pdf file that contains a spreadsheet of our monthly budget for a more concise view:

DRD Budget March 2017

Our current plan of attack is simply banking the remaining $1717.00 in a savings account to build up our savings this month.

So, there you have it! My first foray into using the entire Internet as my accountability partner. Oy. At the end of the month I will post what we actually spent. Let’s see how well we stick to our budget this month.

Have you created your March budget? What format do you use? What are your challenges? I’d love to hear about it in the comments! 

 

5 Frugal Things

 

Much like a budget, a food journal or a gratitude journal, I believe that recording and acknowledging your frugal successes (and maybe some failures) is a necessity when you are embarking on a frugality adventure like myself. I first came across 5 Frugal Things on THE FRUGAL GIRL who came across it on THE NON-CONSUMERADVOCATE.COM and I’ve been hooked since. It is amusing to recount the frugal events of the past few days to keep encouraging me on this expedition.

Without further ado, here are my 5 Frugal Things from the weekend:

  1. I was away on a bowling trip this weekend, so Mr. Daisy and Little Daisy were holding down the fort. They stayed home all weekend entertaining themselves and eating at home.
  2. We had budgeted $100 for me to have this weekend on the girls’ bowling trip. I’m happy to say that I came home with $50…even after having a few too many blackberry Long Island Iced Teas during Applebee’s happy hour.
  3. I listed some items on my EBAY STORE. Once each month, I transfer this money directly from my PayPal account to whichever debt I am currently using the snowball method to pay off (in addition to the minimum payment).
  4. I made a batch of breakfast burritos for a quick-grab breakfast to bring to work.
  5. I found a cart of final markdowns at our local supermarket that contained a large cardboard box of travel size shampoos and conditioners for 15 cents! I refrained from buying the whole box, and instead limited myself to 10. These little guys work perfectly for my gym bag!

Frugal fail…woh woh.

Usually, I do the grocery shopping by myself. It is my mommy time on those glorious early Saturday mornings. However, since I was away all weekend, I brought along the entire Daisy family so that we could spend a little time together. I just couldn’t bring myself to come home from a trip and leave them again to go to the store.

Bad idea.

Have you ever shopped with a husband and a toddler?

I generally keep our grocery budget to $50-75 weekly. Our total was, drumroll please….$155! What the what?! It is safe to say that this will become a mommy-only even from now on.

Because of this crazy $155 shopping excursion, I’m challenging myself to make it on $20 the next two weeks. I’ll be sure to keep you updated!

What are your frugal successes and failures (if any!) for the last few days? Do you think it’s possible for me to restrict myself to $40 for the next two weeks?  I’d love to hear your thoughts in the comments.

8 Awesome Frugal & Lifestyle Blogs I Follow

I have a pretty set-in-stone routine in the mornings when I arrive at work. I have my coffee, do the daily USA Today Crossword and Sudoku to get my brain ready for the day…and catch up on my 8 favorite blogs. I love the feeling of community that each of these blogs foster. I come away each day learning at least 10 new things from them, so I thought I’d share which blogs I love and why!

Here they are in no particular order.

Actually, there is an order. The first one is my all-time favorite, the one I religiously go to every morning, and if she hasn’t posted an entry – I keep coming back throughout the day waiting to see what she has to say 🙂 

Disclaimer: I’m still working out the kinks of this blog theme. Sometimes it shows links in a different color, sometimes it doesn’t. So until I figure this crap out, all CAPS denotes a link. Thanks 🙂 

  1. THE FRUGAL GIRL – I have been reading Kristen’s blog every day for over six years now. She doesn’t have a monumental, ground breaking get out of debt story; but the way she leads her life is inspiring. Her blog is straight forward, practical, and easy to follow. Her kindness and passion comes through in her writing ranging from frugality to practicality to DIY to cooking from scratch to less waste production. If you are looking for a frugal blog starting point, Kristen is your girl.
  2. THE PICKY PINCHERS – They are making frugality cool again! I love to follow their journey of retiring early, Mrs. PP’s beauty and fashion hacks, and the adventures of their adorable kitten Zap!
  3. SIX FIGURES UNDER – Stephanie over at Six Figures Under is the reason I started Dirt Road Daisy. Through her blog, she chronicles her family’s debt free adventure using her readers as her accountability partners. She uses their real numbers, and is honest with how they spend their money. I though it was so brave of her to share this information in order to help herself and others and wanted to do the same.
  4. MONEY SAVING MOM – If you’re a frugal, money saving blog follower, I am sure you have heard of Crystal Paine over at Money Saving Mom. She is amazing. Her blog is a perfect mix between money saving strategies, personal growth, spirituality, and motivation. Crystal and I couldn’t be more different in terms of personality, but when I read her open and honest blog posts, I feel like she’s a friend. And it keeps me coming back for more. I have scored some bomb deals and freebies through her site.
  5. THE BUDGET MAMA – Jessi Fearon over at The Budget Mama is another blogger I admire for sharing her family’s real numbers, successes, failures, and honest insight. She is a sweet, Southern belle living credit card free!
  6. THE NON-CONSUMER ADVOCATE – Katy over at The Non-Consumer Advocate is my spirit animal. She is fiery, opinionated, a bit sassy…and I love it. Katy doesn’t buy anything new. Crazy, right?! Her lifestyle is uplifting and eye-opening in so many ways. Head on over to her blog and click About Katy to learn about “The Compact” movement.
  7. FOOD STORAGE MOMS – I feel like Linda is my blogosphere Mom. She always replies to emails and questions I post in her comments. She is passionate about emergency preparedness and her blog is filled with wonderful resources. I have learned so much from her blog and continue to do so every day.
  8. BACKDOOR SURVIVAL – Gaye’s blog is one of my daily prepper blogs. Her perspective on the world is refreshing and educating. She is extremely generous and hosts giveaways on her blog all the time. I finally won one!

Although I’m not sure that I’ll ever be as frugal or prepared as the blog queens I’ve listed above, they inspire me to keep trudging through my debt free journey.

Do you have a frugal or lifestyle blog that is a must read? Let me know in the comments, I love finding new blogs!

SO, What can you expect from Dirt Road Daisy?

My intention is to document my family’s journey to slash our very large, intimidating amount of debt. I will be sharing real, actual numbers and be 100% honest with what we make, spend and save. Successes, failures, milestones, and slip-ups. Oy, what am I getting myself into?

Here are some of the things I hope to share:

  • Monthly budget reports – much like my blog inspiration SIX FIGURES UNDER, THE PICKY PINCHERS, and THE BUDGET MAMA. (All caps denotes a link…I haven’t figured out how to make the links appear in a different color yet with this theme. Any help would much appreciated :)) It  will hold me accountable for my finances. How crazy am I, using the entire world as my accountability partner?

  • Frugal lifestyle habits – we are continuously working on becoming more frugal. Disclaimer: frugal does not mean cheap. I am a firm believer in the adage, “You get what you pay for.”

  • Reduced waste and recycling – I am a scientist and environmentalism is one of my passions. I hope to share how we reuse as much as possible in order to minimize what we send to a landfill that my daughter’s house may be built on one day.

But, I won’t only be sharing finance and frugal topics…

Education, the outdoors, food, resume and interview coaching, DIY, and emergency preparedness are all subjects that I am extremely passionate about.

I guess in their own way, they could all be tied to a frugal mindset…

Education – Being frugal is a continual learning process. It involves research, trial and error, mistakes, and successes. I hope to share posts that are thought provoking, that stir conversation, and are beneficial. I will also share how we are educating our daughter as children’s education is something I am very active with in our community.

The Outdoors – Free entertainment, free education, free fun, and free beauty. Mr. Daisy and I both grew up on farms showing cattle and growing crops. We even met at our local county fair!

Food – It’s no secret that eating at home saves you money. Meal planning, smart grocery shopping, and being creative with food all have frugal benefits. We’re still working on this one…

Resume and interview coaching – This is one of my side hustles. Side hustle = money to help attack debt. While reading a book on blogging by Ruth Soukup over at LIVING WELL SPENDING LESS, she asked the reader, “What are you good at? What do people ask for your advice on? What do you really enjoying talking about?” For me, that is resume writing and interview coaching. Friends, family and colleagues are regularly asking me to look over their resume, help with a cover letter, or assist in interview preparation. I have three resumes in my email inbox at any given time. It is something that comes naturally to me, and I really enjoy it. There will be more information about this coming soon!

DIY – We are DIY fanatics here in the Daisy household. My husband is extremely gifted when it comes to mechanics, wood working, and fabrication. Rather than buying a fancy $500 headboard, he made me an extraordinarily beautiful headboard (with lights!) for less than $60.

Emergency Preparedness – Let’s be real. Emergencies and disasters are happening every day somewhere in the world. I am an avid preparer, because I am not only responsible for my well-being, but my family’s. And my neighbor’s. And any strangers that may need it.

What dirt road daisy will NOT be

  • I will not be condescending, judgmental, or unkind.

    • There is no room for that in the world. Everyone deserves kindness, a shoulder and an ear. If you need that, I’m available.

  • I will not present our ideas as a cure-all.

    • Just because I do something one way, doesn’t mean I think that you should. I do not intend for the ideas I post to be a fix all to end all.

  • This will not be a How To blog.

    • Hell, I’m learning as I’m going. I won’t post catchy titles like “The 5 things you MUST do to get out of debt”, “Here’s how to make your mornings more successful”, implying that I know what I’m doing. I like to think I do, but that’s not always the case. And I’m not too self-assured to admit it.

    • My hope is to build a small community of like-minded people who can learn from each other.

  • I will not be posting our real identities.

    • A photo of myself, probably. When I’m at a blog, I like to know whose thoughts I’m reading.

    • But no real names and no photos of my daughter. At least not yet. The Internet is a scary place. A photo of my daughter in her bathing suit when she was a little over one year old was hijacked from my Facebook page and found in a disgusting part of the dark web. We only found out because we have a friend on a local task force aimed at stopping this sort of thing.

    • Also, because we are sharing real numbers (and I’m still a little embarrassed to admit it) I want to keep some level of anonymity.

I truly hope you decide to stick around and tag along on this journey with us. And I hope we become friends. The world needs more people being friends.

Tell me in the comments; do you have any ideas for my posts? I’d love to hear them!